'I was going to.' Two words that haunt families after it's too late, the protection not bought, the document not signed, the conversation not had. This book is about closing the gap between intention and action.
3DAlmost no one means to leave their family exposed. The cover was researched, the will was drafted in the mind, the meeting was on next month's list. 'I was going to' is the universal epitaph of financial planning, the gap between knowing what to do and actually doing it. And it is in that gap, not in ignorance, that most families are quietly let down.
I Was Going To is about the psychology and mechanics of follow-through. It explores why well-informed, well-meaning people fail to act, the friction, the avoidance, the false sense of time, and provides a practical system for converting intentions into completed actions. Where one book in this series attacks procrastination by delay, this one attacks it by inertia: the things you fully intend but never finish.
Drafted in the mind or on a desk, never executed, and therefore useless.
Protection researched and approved, but never actually purchased.
The family conversation always scheduled for a better time that never comes.
Plans known to be outdated, but never actually updated.
01The Right Tool for the Right Job
02Work Optional
03The Day the Benefits Stopped
04The Tax Illusion
05Worth Millions on Paper
06Too Young, Too Healthy, Too Late
07Nobody Has the Keys
08Yours, Mine, and Theirs
09Advised Everywhere. Planned Nowhere.
10The Phone Call That Changes Everything
11Eighteen Years to Get This Right
12Your Pension Is Here. Your Retirement Is There.
13The Stamp That Expires
14The 183-Day Trap
15Nobody to Fall Back On
16Built by One. Lost by Three.
17The Conversation the Money Needs
18The Child the Financial Plan Forgot
19The Empty Estate
20The Family Philanthropy Playbook
21From Piggy Banks to Private Trusts
22The Family Bank
23The Plan You Think You Have
24Just One More Million
25My Family Would Never Fight Over Money
26I’ll Sort It Out When I’m Older
27Perfectly Logical
28I Was Going ToNow Reading
29More Salary, Less Money
30You Insured Your Phone
31What to Do When the Money Arrives
The Need-Greed-Progress Triangle
The Structure That Closes the Gap
The Cost of Delay
From “I Was Going To” to “I Did”
The Entrepreneurial Delay LoopWhere one book confronts those who delay starting, this one confronts those who start, intend, and never finish. If your plans live mostly in your head and on your to-do list, this is your book.
“'I was going to' is the saddest sentence a family ever hears, and the most preventable.”Dr. Sanjay Tolani
Dr. Sanjay Tolani is a third-generation insurance professional and one of the most decorated financial planners in the world. He qualified for the Million Dollar Round Table at 19, the youngest member in its history, a record that still stands, and has since structured more than USD 25 billion in assets for over 50 high-net-worth families across 53 countries.
Beyond his practice, Dr. Sanjay has built the world’s largest advisor mentoring community, over 200,000 members, all free, and authored books that have sold more than a million copies in five languages. The Right Tool Series makes that same expertise available to families, business owners, and globally mobile professionals who need real plans, not general advice.
02Work Optional06Too Young, Too Healthy, Too Late12Your Pension Is Here. Your Retirement Is There.15Nobody to Fall Back OnThe book is shared on request. Tell us where to send it and we'll get your copy to you.
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